Always Have Your Umbrella and Stay Covered

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An umbrella policy provides additional layers of liability protection and allows you to be covered beyond insurance limits. It pays some claims not covered by your home, auto, or other underlying insurances. How ready are you to pay out of pocket in the event of an accident? Always stay covered with umbrella insurance and its great benefits.

What if? Accidents happen.

Umbrella insurance covers the “what if” scenarios and questions. What if your dog bites your neighbor’s child? What if there is an accident on your rental property? What if there is a fire in your condo and it spreads to other units? There are endless scenarios and questions to fill you with worry if you’re not covered.

As much as you try to avoid them, accidents will happen. You want to be covered in the worst case scenario. Daily life expenses add up and it may be undesirable to pay for even more insurance, but significant damage is even more costly without a safety net. Some accidents are more devastating than others, which means their costs may be more than you’ll be able to handle. Costs can exceed your insurance rapidly, and it is important to make sure you are covered in unpredictable situations.


Lawsuits are becoming more common now and can easily ruin your financial stability. Legal fees are quite expensive, and are covered in umbrella policies. Would you be prepared to be sued without umbrella insurance? All it takes is for one person to get injured on your property for a lawsuit to begin.

Protect your assets

What have you go to lose? Your money. Though money can’t buy happiness, it can buy you protection. In an event of the unforeseen, you may realize umbrella insurance was something you wish you would have had. You can never be too sure and protecting your future is more important than ever. Do you want all your hard-earned money to be lost in lawsuits, accidents, or anything unexpected? Is it worth not protecting your assets?

Umbrellas for all

A policy that provides a second layer or protection of at least $1,000,000 can sound like it is meant for the wealthy, but umbrella insurance can be beneficial for everyone. It doesn’t really matter how much money you make – the middle class needs protection as well because life can throw curveballs. Some people think that they’re careful enough, but it’s not about how careful you are as an individual. Can you trust the other people around you? They could be the ones throwing the curve balls and you need to be prepared in every situation to protect your finances.

The right coverage for you is unique. Talk to a Coast General insurance broker today to find out how to protect yourself, your family, and your future with the right policy.

Get a Quote or call for a quote at 805-644-4740