Using an Insurance Agent vs. Online Platforms

Technology has made it effortless for consumers to purchase things online, find useful information, and help them learn how to do things independently. One of these things is using an online platform to purchase insurance. We’re going to highlight the differences between using an insurance agent and an online platform as well as discuss some of the benefits.

Using an online platform: Is it easier and more efficient?

Most people assume that technology makes our lives easier. For the most part, we think it’s safe to say this holds true the majority of the time. There are plenty of useful devices and tools that help you get things done faster and more efficiently, but shopping for your own insurance may not necessarily be one of them if you don’t know much about it. There are ways to figure out how to do it yourself online if you’re new to the game, but keep in mind that it can also be a time-consuming process.

It will be your job to shop for different quotes and take time to compare them in order to select one that works well with your finances. Buying insurance online also means it’s your job to know all about the coverage you’ll receive. You have to read the fine print and spend time researching to make sure you understand every little detail. When problems arise, you’ll have to take care of them yourself and won’t have an agent to help you out. It’s not an easy task to do all of this without help and may not be the most efficient process.

Using an insurance agent: It is easier and more efficient.

We don’t think we found many benefits, if any at all, to using an online platform to buy insurance. It can take a lot of time out of your schedule to research and compare quotes along with trying to understand insurance jargon. Agents do the shopping for you and take the research part off your plate in comparing quotes for you. They can also offer tips for creating a policy that is beneficial for you.

They are educated in insurance and it’s their job to ensure you understand all of the information they present to you. They’re responsible for giving you the details of your coverage and policy, which once again reduces your need to research. Agents are especially beneficial when issues arise because they act as your advocate and can guide you through complications.

Ultimately, agents can help you save time and money because they do the work for you and seek to find you the best quote. You are left with peace of mind knowing everything is done correctly.

And with Coast General, you receive much more than you’ll ever have to give. You get 24/7 online account management which allows you to manage and update your existing policy information. We also offer personal service to help you file a claim and are ready to answer your questions.

We’re here to help. Contact us today to be connected with one of our experienced professionals who will discuss your options with you.

Get a Quote or call for a quote at 805-644-4740