New Indexed Benefit and Cost-of Living Adjustments for 2025
The Departments of Treasury, Health and Human Services, and Labor have published updated indexed benefit and cost-of-living adjustments impacting employee benefit plans.
Blog
Decoding Policy Jargon: Sublimits of Liability
Sublimits are restrictions on how much coverage you have for certain types of losses. Every policy has sublimits baked into its language.
Navigating the Rise of Part-Time Employees and Benefits Expectations
The increase in part-time participation heightens expectations about employee benefits for part-time employees.
Business Recordkeeping Strategies To Reduce Professional Liability
Risk mitigation is critical to preventing professional liability claims. To avoid confusion later, adopt recordkeeping and documentation best practices now.
Independent Contractor – Not likely!
California’s Independent Contractor Law created a presumption that workers are employees rather than independent contractors
What To Do If You Receive an MLR Rebate
The MLR rule requires some carriers to spend at least 80% of premium revenue on care and quality improvement activities.
Don’t Skip Professional Liability Coverage: Protect Your Business and Personal Assets
Professional liability insurance protects you if you make a mistake, give bad advice or fail to deliver on a promise..
Common Misconceptions About Open Enrollment
Helping employees navigate the complexities of open enrollment can be challenging for even the savviest small business owners and managers.
A Business Owner’s Guide to Cyber Insurance
Over 2,200 cyberattacks happen every day. Small businesses are prime targets because many don’t have strong cybersecurity defenses.
Understanding Medicare Part D Creditable Coverage in Light of the Inflation Reduction Act
As autumn approaches, employers often find their inboxes flooded with reminders to issue Medicare Part D notices.