Open Enrollment is Here!
Open Enrollment is Here! Today is an important day for those looking to enroll in a health insurance plan. The Open Enrollment period for 2017 starts today and will end on January 31st, 2017. There
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HMO or PPO: Picking the Right Insurance
HMO or PPO: Picking the Right Insurance The terms HMO and PPO get thrown around when discussing insurance, but what do they really mean? HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) are two
Errors and Omissions Claims: What You Need To Know
Errors and Omissions Claims: What You Need To Know Professional liability insurance, more commonly known as errors and omission (E&O), is a type of liability insurance that protects businesses from paying the entire cost of
How to Lower Your Workers’ Comp Costs
How to Lower Your Workers’ Comp Costs Some business owners think of workers’ compensation costs as just another business expense and leave it at that. They don’t consider the ways that they can save their
The Benefits of Offering Health Insurance to your Employees
The Benefits of Offering Health Insurance to your Employees Some employers decide they won’t offer health insurance benefits based on costs and the amount of paperwork they need to complete for it. They don’t want
What To Do When an Accident Occurs in the Workplace
What To Do When an Accident Occurs in the Workplace The Bureau of Labor Statisticsstates that there were “nearly 3.0 million nonfatal workplace injuries and illnesses reported by private industry employers in 2014.” Accidents are inevitable
Always Have Your Umbrella and Stay Covered
Always Have Your Umbrella and Stay Covered An umbrella policy provides additional layers of liability protection and allows you to be covered beyond insurance limits. It pays some claims not covered by your home, auto,
Why Every Business Partnership Needs a Buy-Sell Agreement
Why Every Business Partnership Needs a Buy-Sell Agreement A buy-sell agreement is a legal agreement that determines what happens in a situation with co-owners in the event of their permanent absence. If you are operating
Does Your Liability Policy Include Discrimination?
Does Your Liability Policy Include Discrimination? The possibility of a discrimination case being brought against your company is nothing to leave to chance. A discrimination claim against your company can be significantly draining on your
Commercial Property Insurance in California – What You Need To Know
Commercial Property Insurance in California – What You Need To Know It doesn’t matter whether you’ve been in business for years or whether you are thinking of starting a business; investing in commercial property insurance