Fully Insured or Self-Insured Medical Plans: Which Is Right for You?
. Fully insured and self-insured plans can both offer your employees complete medical coverage. However, the funding mechanisms of the two vary greatly.
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When the Lawyer Gets Sued
Although a legal malpractice lawsuit is hard to win, clients will not hesitate to sue if they feel your service wasn’t up to par. Things like missing filing deadlines, skipping court dates, or making an agreement without client approval can set you up for a professional liability claim.
Inexpensive Solutions To Improve Your Employees’ Mental Health
The mental health of employees consistently ranks as the biggest challenge facing businesses today. According to a report from the Office of the U.S. Surgeon General: 76% of employees report at least one mental health condition. 84% say their work environment contributes to mental health challenges.
FSAs, HRAs and HSAs: Which One Is Right for Your Employees?
Flexible spending accounts (FSAs), health reimbursement arrangements (HRAs) and health savings accounts (HSAs) can help lessen the financial burden of employees’ medical costs. All three allow employees to set aside pretax dollars so they (and their family members or dependents) can pay for qualified medical expenses (QMEs).
California Workers’ Compensation — What You Need To Know
All California employers must provide workers’ compensation benefits to employees injured on the job. An injury can occur via a single event or through repeated tasks, such as an injury that occurs from doing the same motion over and over. Workers’ compensation also covers some psychological injuries.
Give Employees What They Want With Voluntary Benefits
Voluntary benefits round out a company’s employee benefit offerings, raising them from a plan that just checks the box to a comprehensive plan employees can personalize.
Trim Your Financial Risk with Greenhouse/Florist Insurance
Because of the highly perishable nature of flowers and plants, insurance plays an important role in the success of a greenhouse/florist business.
Oxnard Entrepreneur Brenda Allison Honored With Sales Award During National Gathering
HONOLULU, HAWAII — Brenda Allison, CEO of Coast General Insurance Brokers in Oxnard, received a national sales award during a prestigious industry event. UnitedAg, a member-owned, agricultural trade association, honored Allison for her tireless work helping its members.
What is Cyber Liability Insurance?
Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. It’s not a question of if your organization will suffer a breach, but when.
What is an HSA?
A health savings account, or HSA, is a tax-exempt account that allows you to save money to pay for qualified health care expenses. The list below includes just some of the medical expenses that are considered eligible for reimbursement.